What is Financial Capability?
A Look at the Direct Express Financial Education Center
Meet Cardholder Rosalind [VIDEO]
![Meet Cardholder Rosalind [VIDEO]](https://directexpress.info/wp-content/uploads/2025/03/Rosalind.jpg)
Safeguarding Public Funds
Cardholder Survey Shows Slight Increase in Feature Awareness
Nonbank Transaction Accounts Provide Access for Unbanked [STUDY]
![Nonbank Transaction Accounts Provide Access for Unbanked [STUDY]](https://directexpress.info/wp-content/uploads/2020/11/federal-reserve.jpg)
Payment Apps and Direct Express®
FDIC Survey Finds 96 Percent of U.S. Households Were Banked in 2023
Direct Express® Cardholders Discuss their Cards
National Financial Inclusion Strategy Aims to Foster Access, Resilience and Well-Being
Understanding the Schedule for Social Security Benefit Payments
Honoring Our Veterans
The Go Direct® Program and Direct Express®
How Direct Express® Protects Cardholders from Crime
“Every store accepted it….” [VIDEO]
![“Every store accepted it….” [VIDEO]](https://directexpress.info/wp-content/uploads/2024/09/NELSON.jpg)
“No more missed checks….” [VIDEO]
![“No more missed checks….” [VIDEO]](https://directexpress.info/wp-content/uploads/2024/08/Quinn.jpg)
The Demographics of Direct Express®
“I do a lot of shopping online….” [VIDEO]
![“I do a lot of shopping online….” [VIDEO]](https://directexpress.info/wp-content/uploads/2024/07/Untitled-3.jpg)
“I depend on it….” [VIDEO]
![“I depend on it….” [VIDEO]](https://directexpress.info/wp-content/uploads/2024/06/Untitled-3.jpg)
What is Financial Capability?
April is Financial Capability Month, originally called Financial Literacy Month. It has been commemorated annually since the U.S. Senate recognized it in 2004. It began as a time to promote educational programs that empower individuals [...]
A Look at the Direct Express Financial Education Center
In addition to the safe and cost-effective delivery of benefits, the program also provides cardholders with access to financial education through the Direct Express® Financial Education Center (DEFEC), which was established in 2021. The Direct Express® [...]
Stories
THESE STORIES FEATURE REAL DIRECT EXPRESS® CARDHOLDERS WHO HAVE GRANTED THEIR PERMISSION FOR THEIR PICTURES, QUOTES AND STORY TO APPEAR ON THIS SITE. THE DIRECT EXPRESS® TEAM NEVER SHARES PERSONAL INFORMATION WITHOUT EXPLICIT PERMISSION OF THE CARDHOLDER.
Cardholder Story #1 Rosalind, Pennsylvania [VIDEO]
“I receive social security and VA Disability. Using my Direct Express® card helps me to budget my money and keep track of it more efficiently” Greater Control & Security
Cardholder Story #2 Garry, Florida [VIDEO]
“I’m a Navy and Vietnam veteran. I’ve received the card for about six years now. The card saves time. It’s more convenient – I don’t carry cash because I’ve gotten used to carrying the Direct Express® card – so I really don’t need [cash]” A Better Budgeting Tool
Cardholder Story #3 Elizabeth, Florida [VIDEO]
“I’m retired and have a disability and a supplemental insurance payment that comes [on the Direct Express® card]. This card helps me a lot. It makes so many times in the month when I don’t have to worry about having cash, or getting cash where it needs to be on time.” Confidence, Comfort & Convenience
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Direct Express® Glossary of Terms
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| Direct Express® Fact Sheet (2022) | |
| FDIC Unbanked Survey 2017 | |
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US Financial Health Pulse 2019 Trends Report
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Rosalind, Pennsylvania
Cardholder
Garry, Florida
Cardholder
Elizabeth, Florida
Cardholder
Federal Reserve study notes that nonbank transaction accounts can help #unbanked with digital financial capability.
https://directexpress.info/2025/01/29/nonbank-transaction-accounts-provide-access-for-unbanked-households-study/
The latest FDIC survey showed shows an estimated 4.2% of U.S. households (approximately 5.6 million) were “unbanked” in 2023 #unbanked #financialinclusion
https://directexpress.info/2024/12/30/fdic-survey-finds-96-percent-of-u-s-households-were-banked-in-2023/