How did you get started with the Direct Express® card?
When I first got my Social Security benefits it was either you had to have a bank account, or you had to get Direct Express®. I chose Direct Express® because I don’t trust the banks. After getting Direct Express®, I was pleased because it helped me to manage my money a little better.
Do you remember how you found about PayPerks for Direct Express®?
I think I was playing around on my phone one day and it popped up in my e-mail. And I opened it up and it was connected to Direct Express®. It was asking me to do a survey. And I’ve been doing it ever since.
And you like doing the tutorials?
I love it. I love doing the tutorials. They’re very helpful.
What was something you learned that you didn’t know before?
I learned how to manage my money, how to identify theft, how to know when you’re being scammed. Howto not give out your personal identification over the phone. How to just be secure with your personal information.
You mentioned managing your money. Are you talking about like making a budget to have money left over at the end of the month or…?
Yes! I was a shopaholic. I’m not going to lie. When I was working, I used to get off work and just shop. But now I have to see where my money is going. And at first I wasn’t, you know, when you’re out shopping you really don’t care or really pay attention to where your money is going. But now I’m more alert so I’m really planning every month.
Have you won any PayPerks prizes?
Yeah, just a dollar here and there. But it’s fun.
How do you feel when you win a dollar?
Great. I mean I’d be like “Yeeaaah! I won, I won!” But it’s just the thought of winning something that’s just — you know what I mean. You never know. A dollar adds up and helps with expenses. But it’s not about winning, it’s really about learning and that is what makes it more fun.
If someone didn’t know anything about managing money, and they asked you for advice, what would you tell them?
Sign up for PayPerks because that’ll teach everything that you need to know, it really would. Because I’ll be 51 in a couple of weeks, and I’m telling you, I would have never known some of the things that I know now. Like I said I was a shopaholic. I would have never known how to manage my money. But I am now sitting down every month budgeting and making sure that once my bills are paid that I do have money left over for emergencies and…you never know what might happen in the future. That’s important now.
The full video interview with Sharon will be published here in the near future. We will continue to travel around the country meeting cardholders over the coming months, so stay tuned for more interviews with Direct Express® cardholders who use PayPerks to expand their financial education.
For more about PayPerks, visit here and here.